Florida has so many great retirement destinations, and while popular cities like Sarasota, Naples, and Orlando may come to mind, there are lots of underrated places that don't get nearly as much media coverage that are worth considering.
Here are five underrated places to retire in Florida:
St. Augustine

Located on Florida's northeastern coast, St. Augustine is the oldest continuously inhabited European-established settlement in the United States. This charming city boasts a rich history, beautiful beaches, and a vibrant cultural scene. It offers a slower pace of life, a favorable climate, and plenty of recreational opportunities.
One nearby retirement option:
Reverie at Trailmark is a 55+ community in St. Augustine. The Lodge is a 4,600 sq. ft. Lakeside Clubhouse that features indoor and outdoor social spaces, six pickleball courts, a resort-style pool and spa, a catering kitchen, and what sounds to me like one of the coolest amenities…an open-air Bier Garten.
There are 11 new single-family home designs, ranging from 1,500 to 3,000 sq. ft. The community features lakeside and preserve homesites. Prices start in the $300k’s.
New Port Richey

Located on the Gulf Coast, north of Tampa, New Port Richey offers a blend of small-town charm and access to urban amenities. The city has several parks and nature preserves, providing opportunities for boating, fishing, kayaking, and other water activities.
Mount Dora

Nestled in Central Florida, Mount Dora is a quaint and charming town known for its historic downtown district, antique shops, and numerous art festivals. The city is located on the shores of Lake Dora and offers a peaceful atmosphere, outdoor recreational activities, and a strong sense of community.
One nearby retirement option:
Lakes of Mount Dora is a gated community not far from The Villages with about 950 single-family homes that combines 178 acres of lakes with New England-style architecture. Amenities here include an 18,000 square foot clubhouse complete with a fitness center and a banquet facility. Then there is the resort-style pool and hot tub outside.
Lakes of Mount Dora offers a few different ranch-style homes that range in size from as small as 1,263 square feet all the way up to something as large as 3,700 square feet. Prices start in the $300k’s.
Amelia Island

Located in the northeastern corner of Florida, Amelia Island is a hidden gem that offers a relaxed coastal lifestyle. It features beautiful beaches, a historic downtown area, and abundant nature reserves. Amelia Island is an ideal place for retirees seeking tranquility, natural beauty, and a small-town feel.
One nearby retirement option:
Experience a new level of retirement living at Del Webb Wildlight. This distinctive active adult community is located 20 minutes away from downtown Fernandina, Amelia Island beaches, and downtown Jacksonville. Del Webb Wildlight provides unique opportunities centered around signature resort-style amenities hosted by a full-time lifestyle director to ensure you stay active.
New Smyrna Beach

Situated on the Atlantic Coast, New Smyrna Beach is a laid-back community that offers a slower pace of life and a vibrant arts scene. It has a charming downtown area, stunning beaches, and a wide range of recreational activities such as fishing, boating, and golfing. The city is also known for its friendly atmosphere and strong sense of community.
One nearby retirement option:
Perfectly situated in Central Florida’s favorite beach town, New Smyrna Beach, Venetian Bay (A Geosam Capital development) offers World Class Resort-Style amenities to its residents. Play a round of golf on the 18-Hole Championship golf course, spend a day with your family at the Beach and Swim Club, enjoy a relaxing day at the World Class Spa, stay active by joining the on-site fitness center or walking and biking on the miles of beautiful trails.
Residents also enjoy dining at the onsite restaurants. Residents sense a feeling of belonging. Variety is well defined at Venetian Bay with wide spread appeal. You’ll discover luxury estates in gated private communities; semi-custom homes; mid-sized single-family homes and duplexes; maintenance free luxury townhomes and apartment homes. With prices ranging from the $300k's to over $1 million, there really is something for everyone at Venetian Bay.
These five underrated places provide a mix of history, natural beauty, cultural amenities, and a relaxed lifestyle, making them appealing retirement destinations in Florida.
Leave a comment below with the city you think is most underrated and we'll consider it for the next version of this list.
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